July 25, 2009
By LAURA GRIFFITH
The Telegraph
Banking and law enforcement authorities say online financial transactions actually can be safer than in person, as long as people take the right precautions.
Without those precautions, however, a person is liable to falling victim and assuming liability.
"With the popularity of the Internet, it's developed into a new type of identity theft that local law enforcement had never seen before," Wells said.
Determine whether the Web site is reputable before doing business.
Make sure a Web site is secure before entering personal information.
If it is determined that a site can be trusted, one should check for the level of site security.
Keep passwords, usernames and security questions private.
Check your credit reports regularly.
Unlike freecreditreport.com, www.annualcreditreport.com is free, Wells said.
Act quickly when you see suspicious behavior.
"If you are a victim, you have the option to put a security freeze on your name permanently," Wells said.
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